One platform for every card
your bank will ever issue.

Walk a card programme

Three journeys, organised the way the work happens rather than the way the code is arranged. Every step names the calls it makes and the key it leaves you holding.

• 01Launching a new cardFrom an empty portfolio to live, transacting cards. Pick your product line — the platform pattern is the same: authenticate, configure, issue, activate, transact.3 sections · 15 steps
• 02Managing a cardEverything after launch: limits, customer self-service controls, lifecycle events, day-to-day money movement, billing and disputes.6 sections · 15 steps
• 03Enabling additional capabilitiesGrow the program: installment propositions (EPP / IPP / BNPL), rewards, virtual cards and real-time events. Each capability switches on per product without re-platforming.4 sections · 9 steps

What Everest is

Everest runs the full issuer lifecycle — design, issue, tokenize, engage — for conventional and Islamic programs across Mastercard, Visa and Jaywan. It is built and owned end to end by Dgpays: one organic codebase, no acquired patchwork, evolved with 80+ financial institutions in production.

• Microservices, domain-driven

  Orchestrated services with clear bounded contexts (DOMA). Card vault, product, customer, issuing and authorization evolve independently — change one domain without fearing the rest.

• API-first & event-driven

  Every capability is an API; every state change is an event. Loosely coupled integration that reduces core-banking workload instead of adding to it.

• Self-engineered, fully organic

  One codebase, built in-house. When you need a change, the team that wrote the platform makes it — no vendor-of-a-vendor chains.

• Cloud & database agnostic

  On-premise, hybrid, or sovereign cloud. Proven on Oracle, MS-SQL and PostgreSQL, orchestrated on Kubernetes with blue/green and canary releases.

• Composable & multi-tenant

  Islamic and conventional, credit, debit and prepaid on one tenant-isolated platform. Configure propositions, don’t re-platform.

• No-code product setup

  Products, limits, fees and rules configured through self-service portals with maker–checker — launch propositions without a release cycle.

• 80+Financial institutions
• 400+Non-financial institutions
• 3B+Transactions processed
• 750TPS supported