Managing a card

Pick a section

The sections below are independent — open the one you are working on. The steps inside a section run in the order they are listed.

• 2 steps · 4 callsLimitsCard and customer limits within product ranges, with full audit trail.
• 2 steps · 4 callsControls & restrictionsCustomer self-service switches: e-commerce, international, contactless — permanent or time-boxed.
• 3 steps · 4 callsCard lifecycleStatus changes, replacement, PIN care and step-up verification through the card’s life.
• 4 steps · 10 callsTransactions & historyMoney movement and everything you can read back.
• 2 steps · 5 callsStatements & repaymentThe billing cycle: statements, minimum due, payments in — own card or pay-another-card.
• 2 steps · 5 callsDisputesChargeback handling aligned to scheme timelines (Mastercom, VROL, BKM).

Limits

APIs

Credit DC

Capabilities

Card and customer limits

1. 1

   Read limits

   Card-level and customer-level limits with current usage.

   • Credit DCgetCreditCardLimitTry
   • Credit DCgetCustomerAvailableLimitTry

   availableLimitfor display and checks

2. 2

   Change limits

   Raise within the product range, or decrease — optionally cascading to the customer limit and all main cards.

   • Credit DCchangeIndividualCardLimitTry
   • Credit DCchangeCardLimitDecreaseTry

   changeLogIdfor audit

Controls & restrictions

APIs

Credit DC

Capabilities

Permissions and restrictionsOperation limits

1. 1

   Read current controls

   Permission switches and channel operation limits per period.

   • Credit DCgetCardPermissionsTry
   • Credit DCgetCardOperationLimitTry
   • Credit DCgetCustomerOperationLimitTry

   restrictionCodelist to render

2. 2

   Update permissions

   Toggle switches, optionally with an end date — a travel window that reverts automatically.

   • Credit DCsaveCardPermissionsTry

   endDateauto-revert

Card lifecycle

APIs

Credit DC

Capabilities

Card lifecyclePIN and card security

1. 1

   Status changes

   Block, close or reactivate with scheme reason codes; cascade rules between main and supplementary cards apply.

   • Credit DCchangeCardStatusTry

   newStatuswith affected cards

2. 2

   Replace and renew

   Reissue for damage, loss or renewal — courier, branch, or instant stock.

   • Credit DCreplaceCardTry

   maskedCardNumberof the new card

3. 3

   PIN and verification

   Change PINs and run partial-CVV step-up checks without moving full secrets.

   • Credit DCchangeCardPinTry
   • Credit DCverifyPartialCardVerificationValueTry

   verifiedstep-up result

Transactions & history

APIs

Credit DC

Capabilities

TransactionsCash advance

1. 1

   Post and quote payments

   Quote fees first, then post; codes drive statement narratives.

   • Credit DCdoPaymentFeeInquiryTry
   • Credit DCdoPaymentTransactionTry

   utidthe transaction key

2. 2

   Cash advance

   Quote the total cost, execute to the linked account, list what is still cancelable.

   • Credit DCgetCashAdvanceInfoTry
   • Credit DCdoCashAdvanceTry
   • Credit DCgetCancelableCashAdvanceListTry

   authorizationCodefor the receipt

3. 3

   History and detail

   Current period for home screens; the full read for statements-to-date; detail by utid.

   • Credit DCgetCreditCardCurrentTransactionListTry
   • Credit DCgetCreditCardTransactionAllTry
   • Credit DCgetCustomerTransactionDetailTry

   currentDebtreconciled

4. 4

   Reversals

   Same-day reversal by utid; after the window closes, the dispute path takes over.

   • Credit DCreversePaymentTransactionTry
   • Credit DCreverseCashAdvanceTry

   reversedconfirmed

Statements & repayment

APIs

Credit DC

Capabilities

Statements and billingDebt payment

1. 1

   Retrieve statements

   Headers per period, then line-item detail.

   • Credit DCgetCardStatementListTry
   • Credit DCgetCardStatementDetailTry

   minimumDue / dueDatefor repayment UI

2. 2

   Take a payment

   Pay from a linked account; validate the target PAN first for pay-another-card.

   • Credit DCcheckCreditCardForDebtPaymentTry
   • Credit DCdoCreditCardDebtPaymentTry
   • Credit DCcancelCreditCardDebtPaymentTry

   utidpayment reference

Disputes

APIs

Credit DC

Capabilities

Disputes and chargebacks

1. 1

   Open and evidence a case

   Present scheme reason codes, open against the utid, attach documents.

   • Credit DCgetDisputeReasonDefListTry
   • Credit DCcreateDisputeCaseTry
   • Credit DCaddDocumentByCaseNumberTry

   caseIdtrack to resolution

2. 2

   Track and manage

   List cases with status; withdraw at customer request.

   • Credit DCgetDisputeListTry
   • Credit DCcancelDisputeCaseTry

   statusthrough resolution