Enabling additional capabilities

Pick a section

The sections below are independent — open the one you are working on. The steps inside a section run in the order they are listed.

• 4 steps · 14 callsEPP / IPP / BNPL — CreditEqual Payment Plans on purchases, Installment Payment Plans on cash, and early settlement. The pattern is always parameters → simulate → execute.
• 2 steps · 3 calls · 1 gapEPP / IPP / BNPL — DebitInstallment propositions on debit run on the same installment services, enabled through debit product configuration. Eligibility, simulation and execution mirror the credit flow against the debit card’s shadowCardNumber.
• 2 steps · no published call · 2 gapsRewards & loyaltyPoints or cashback with customer- and card-level profiles.
• 1 step · no published call · 1 gapReal-time eventsStop polling: webhook subscriptions with HMAC-signed payloads for every lifecycle and money event.

EPP / IPP / BNPL — Credit

APIs

Credit DC

Capabilities

Instalments

1. 1

   Purchase conversion (EPP)

   Check allowed counts for a transaction, simulate the schedule for the customer, place the order — with optional first-installment deferment.

   • Credit DCgetInstallmentCountsByUtidNewTry
   • Credit DCmanuelInstallmentOrderSimulateTry
   • Credit DCmanuelInstallmentOrderTry
   • Credit DCcancelInstallmentTransactionOrderTry

   installmentOrderRecordIdfor cancellation window

2. 2

   Installment cash (IPP)

   Parameter sheet, one-call simulation of every allowed count, then book and disburse.

   • Credit DCgetCashInstallmentParameterTry
   • Credit DCsimulateCashInstallmentForAllTry
   • Credit DCdoCashInstallmentTry
   • Credit DCreverseCashInstallmentTry

   utidof the booked plan

3. 3

   Track waiting installments

   Upcoming installment detail and summaries grouped by statement date.

   • Credit DCgetWaitingInstallmentDetailTry
   • Credit DCgetWaitingInstallmentSummaryTry
   • Credit DCgetAllWaitingInstallmentsTry

   statementDateprojection for the customer

4. 4

   Early settlement

   List eligible plans, simulate the exact early amount, release — fee must match the simulation.

   • Credit DCgetEarlyReleaseAvailableInstallmentsByCriteriasTry
   • Credit DCsimulateInstallmentEarlyReleaseTry
   • Credit DCreleasePendingInstallmentTry

   earlyPaymentAmountexact settlement figure

EPP / IPP / BNPL — Debit

APIs

Credit DC

Capabilities

Instalments

1. 1

   Enable via product configuration

   Installment permission is a product parameter — switch it on for the debit product in product management (no-code, maker-checker).

   installment configconfirmed on the product

   Product parameters are not readableNo operation reads a product's configuration. Limit parameters are readable, which is a different thing.

2. 2

   Same services, debit card

   Run the identical parameters → simulate → execute pattern with the debit shadowCardNumber.

   • Credit DCgetCashInstallmentParameterTry
   • Credit DCsimulateCashInstallmentForAllTry
   • Credit DCdoCashInstallmentTry

   utidof the debit installment

Rewards & loyalty

1. 1

   Balances and profiles

   Reward balance with the active profiles driving earn rates.

   rewardBalancefor display

   Rewards is not exposedThere is no reward surface. Two operations mention rewards in passing and neither returns a balance or posts a movement.

2. 2

   Earn and burn

   Post reward movements — redemptions at POS or manual adjustments with audit reasons.

   newRewardBalanceafter the movement

   Rewards is not exposedThere is no reward surface. Two operations mention rewards in passing and neither returns a balance or posts a movement.

Real-time events

1. 1

   Subscribe

   Register your HTTPS endpoint for the event types you consume; verify signatures before processing.

   subscriptionIdHMAC-signed payloads

   Event subscription is not exposedThere is no webhook or subscription surface. The seventy events the platform emits are listed on the events page; what is not published anywhere is a topic to read them from or an endpoint to register.