Instalments
Split a purchase or a cash advance across a repayment schedule, then track, settle early or cancel the plan.
Operations
credit-digital-channels-integration
/credit/api/getEarlyCloseCandidateList
Retrieves list of transactions eligible for early closure.
POST/credit/api/doEarlyClose
Executes early closure of eligible transactions.
POST/credit/api/getInstallmentCountsByUtid
Retrieves installment count information for a transaction by UTID.
POST/credit/api/getCashInstallmentParameter
Retrieves installment parameters (rates, fees) for cash installment products.
POST/credit/api/simulateCashInstallmentForAll
Simulates installment for all available installment count options.
POST/credit/api/simulateCashInstallment
Simulates cash installment calculation.
POST/credit/api/doCashInstallment
Executes a cash installment transaction.
POST/credit/api/reverseCashInstallment
Reverses a cash installment transaction.
POST/credit/api/getCancelableCashInstallmentList
Retrieves list of cash installments that can be cancelled.
POST/credit/api/getEarlyReleaseCashInstallments
Retrieves list of cash installments eligible for early release (prepayment).
POST/credit/api/getEarlyReleaseCashInstallment
Retrieves details of a specific cash installment for early release.
POST/credit/api/doCashInstallmentEarlyReleasePayment
Executes early release (prepayment) of cash installments.
POST/credit/api/cancelCashInstallEarlyReleasePayment
Cancels a pending early release payment.
POST/credit/api/getAllWaitingInstallments
Retrieves all waiting (future period) installments for a card.
POST/credit/api/getWaitingInstallmentDetail
Retrieves detailed information about a specific waiting installment.
POST/credit/api/getWaitingInstallmentSummary
Retrieves summary of waiting installments grouped by statement period.
POST/credit/api/manuelInstallmentOrder
Converts an existing single-payment transaction into an installment plan.
POST/credit/api/manuelInstallmentOrderSimulate
Simulates manual installment conversion.
POST/credit/api/getInstallmentCountsByUtidNew
Retrieves the installment counts and limits for a credit card transaction identified by UTID using the new DCIC logic. Returns minimum and maximum installment counts, deferring month limits, MCC-based limits, profile-based limits, and transaction details (amount, date, description). Adjusts MaxInstallmentCount and MaxDeferringMonthCount if the transaction occurs in an emergency city. Unlike the previous version, this method fetches the installment info directly from the DCIC new repository without querying the full customer transaction details.
POST/credit/api/cancelInstallmentEarlyRelease
Cancels an early release operation.
POST/credit/api/getManuelInstallmentCancelRecordsByCardRefNumber
Retrieves history of cancelled manual installment orders.
POST/credit/api/getEarlyReleaseAvailableInstallmentsByCriterias
Retrieves installments available for early release based on criteria.
POST/credit/api/simulateInstallmentEarlyRelease
Simulates early release calculation.
POST/credit/api/releasePendingInstallment
Releases a pending installment (makes it active in current period).
POST/credit/api/cancelInstallmentTransactionOrder
Cancels a pending installment order.