Collections and legal follow-up
Follow up arrears — delinquency state, collection detail and the legal process behind an unpaid balance.
Where this is used
Implemented on 2 programmes. A capability is one business idea, built once per card programme, so these are the programmes it applies to.
Operations
credit-digital-channels-integration
/credit/api/getCardDelinquencyInfoByCustomerNumber
Retrieves delinquency information for a customer.
POST/credit/api/getCreditCardCollectionInfoByCardRefNumber
Retrieves collection information for a specific card.
POST/credit/api/getCreditCardCollectionInfoByMainCustomerNumber
Retrieves collection information at customer level.
POST/credit/api/getCreditCardCollectionTransactionListByDate
Lists the collection movements posted against a customer's cards on one date — amount, transaction type and debit or credit indicator — for reconciling a day's collections against the bank's own ledger.
POST/credit/api/getCreditCardPortfolioSummary
Retrieves portfolio-level summary for a main customer.
integration-corebanking-indoor
integration-corebanking-outdoor · not published
/Outdoor/api/getCrdLegalFollowUpPayments
Reads the payments recorded against a legal follow-up